Junior Backend Engineer - Customer Identity

About the opportunity

Banking Foundations domain mission for N26 is to provide secure and compliant banking services that are frictionless and innovative for customers, while enabling efficient operations and informed decision-making for our staff.

We achieve this through robust customer identity verification, proactive risk management, and seamless customer support. This foundation enables N26 to achieve sustainable growth while maintaining the highest levels of trust with our customers and regulators.

The Customer Identity segment is central to this mission.

We own the full identity verification stack that powers N26's customer onboarding — from KYC verification orchestration and provider integrations (video identification, document verification, biometric screening) to the regulatory compliance checks that keep our banking licence in good standing.

Our systems operate at scale across multiple European markets, processing high volumes of verifications while meeting strict AML, KYC, and GDPR requirements.

We are currently in an active architectural modernisation phase: consolidating our provider integration layer, hardening our orchestration service, and rationalising domain ownership across teams — giving engineers meaningful work on systems that directly affect every new N26 customer.

Our cross-functional teams are passionate about collaboration and sharing knowledge, as well as working with a high degree of autonomy.

As a Backend Engineer at N26, you will be encouraged to embrace the latest technological updates and given a platform to work on complex, interesting problems on a daily basis.

In this role, you will

Collaborate closely with your Tech Lead on architecting new features and seeing them through to completion.

Design, develop, test, deploy and maintain software in a thriving environment.

Have opportunities to mentor junior members in the team by relentlessly guarding code quality through pull requests and helping them when they have questions.

Stay up to date with the latest trends in technology and you are not afraid to propose some findings during our Get Stuff Done Days.

Work within your cross-functional team to uphold the highest technical standards right across the product

What you need to be successful

Experience in developing software using a JVM language and Spring Boot in large-scale production systems (note: experience of Kotlin would be a plus)

Sound understanding of microservices architecture

Knowledge of both relational and non-relational databases, preferably Postgres

Appreciation of working in a modern cloud architecture, preferably with AWS

Full professional proficiency in English

Strong bias for action, and getting things done

Ongoing appreciation and consideration for security

Motivation to write code which is well-tested and well-documented

Give and receive open, direct and timely feedback

What’s in it for you

Accelerate your career growth by joining one of Europe’s most talked about disruptors.

Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

Additional day of annual leave for each year of service.

A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds.

A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

Equal Opportunities

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.